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Digital Accounts
Open a zero-balance account in 5 minutes with our fully digital KYC process.
Instant Loans
Get pre-approved personal and business loans disbursed instantly to your account.
Mutual Funds & SIPs
Grow your wealth with expert-curated direct mutual funds and SIP investments.
Secure Transactions
Experience lightning-fast UPI 2.0, NEFT, and RTGS transfers with bank-grade security.
Credit Cards
Unlock luxury travel and unmatched rewards with our lifetime free premium cards.
24/7 Priority Support
Enjoy round-the-clock priority customer service via chat, phone, and video banking.

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Military-grade encryption for all your transactions.

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Up to 8.5% p.a.
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Why is there a need for an One-Time-Password (OTP) to complete an online purchase?
An OTP helps to protect against online fraud. It is a secure way to authenticate whether the customer who is making an online purchase is the rightful owner of the debit card being used.
Can I choose not to use the OTP service for online purchases?
No. Bangladesh Bank regulation has mandated the use of OTP for every online purchase.
Will I be charged a fee for receiving the OTP via SMS?
No. The OTP service is free of charge. The Bank shall notify customers if any charge is imposed in future for this service. You can find the latest tariff guide for services on the Genius Bank Bangladesh website.
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